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Insurance Bad Boys vs Progressive: Which Is Better for California Drivers?

No sugar-coating. Here is what you need to know. Insurance Bad Boys compares rates from 30+ carriers in California, including Progressive. With average rates of $1,562/year and a 4.5/5 rating, Progressive is a popular choice. See how it stacks up against other carriers and whether you can find a better rate.

30+ carriers
Save $400/year on high-risk premiums
Progressive: 4.5/5

Insurance Bad Boys vs Progressive: Feature Comparison

Feature
Insurance Bad Boys
Progressive
Online Quotes
Mobile App
Roadside Assistance
Accident Forgiveness
Usage-Based Discount
Bundle Discount
Good Driver Discount
Local Agent Network

Key Differences

Best For
California drivers looking to compare rates from 6+ carriers
High-risk drivers and those who want usage-based pricing
Average Rate
$400/year on high-risk premiumsAdvantage
$1,562/year
SR-22 Available
Yes (multiple carriers)
Yes
High-Risk Friendly
Yes - we compare specialized carriers
Yes
Discounts
Access to discounts from all partner carriersAdvantage
Snapshot usage-based (up to 30%), Multi-policy bundle (up to 20%)
Rating
30+ carriers compared
4.5/5
Market Share
Comparison platform
8.9%

Progressive: Pros & Cons

Pros

  • Accepts high-risk drivers others may decline
  • Snapshot program rewards safe driving habits
  • Name Your Price tool for budget flexibility
  • Excellent online and mobile experience

Cons

  • Claims satisfaction below industry average
  • Rates increase sharply after accidents
  • Customer service wait times can be long

Progressive California Discounts

Snapshot usage-based (up to 30%)
Multi-policy bundle (up to 20%)
Continuous coverage (10%)
Online quote discount (7%)
Paid-in-full (up to 10%)

Our Verdict

The bottom line: Insurance Bad Boys offers more flexibility by comparing Progressive alongside 30+ other carriers. California drivers who compare save an average of $400/year on high-risk premiums. Get your quote.

FAQ: Insurance Bad Boys vs Progressive

Is Insurance Bad Boys better than Progressive for car insurance in California?

Insurance Bad Boys is a comparison platform that lets you compare rates from Progressive and 30+ other carriers in California. Progressive is a single insurer rated 4.5/5 with average rates of $1,562/year. By using Insurance Bad Boys, you can check whether Progressive gives you the best rate or if another carrier has a better deal.

Can I get SR-22 insurance through Insurance Bad Boys or Progressive?

Insurance Bad Boys connects you with multiple carriers that offer SR-22 filing in California. Progressive also offers SR-22. Comparing through Insurance Bad Boys lets you find the lowest SR-22 rate across all participating carriers.

How much can I save comparing Progressive with other carriers on Insurance Bad Boys?

California drivers who compare quotes through Insurance Bad Boys save an average of $400/year on high-risk premiums. Progressive's average rates are $1,562/year, but your actual rate depends on your driving profile, location, and coverage needs. Comparing helps you find the best value.

What discounts does Progressive offer in California?

Progressive offers these key discounts in California: Snapshot usage-based (up to 30%); Multi-policy bundle (up to 20%); Continuous coverage (10%); Online quote discount (7%); Paid-in-full (up to 10%). Through Insurance Bad Boys, you can compare these discounts with those offered by other carriers to maximize your savings.

Is Progressive good for high-risk drivers in California?

Yes, Progressive is known for accepting high-risk drivers in California. However, comparing through Insurance Bad Boys lets you check whether Progressive offers the best rate for your specific situation, or if a specialized carrier has a better offer.

Compare Insurance Bad Boys vs Progressive Now

Get free quotes from 30+ California carriers in under 5 minutes.